Are Your Write-Offs Costing You More Than a Rate Bump?
Self-employed borrowers: see if keeping your tax write-offs and taking a slightly higher rate saves you money overall.
Nate Jones · NMLS #304056 · New American Funding
See What You Qualify For
Free · No credit pull · About 60 seconds
Are you buying or refinancing?
Your Numbers
Results
Net Annual Benefit
+$24,473/yr
Write-offs win — 7.3x return on rate premium
Tax Savings
$28,379/yr
Rate Premium
$3,906/yr
Net Income
$180,000
Conventional Payment
$3,113/mo
Alt-Doc Payment
$3,439/mo
For every $1 of extra mortgage cost from the higher rate, the write-off strategy saves 7.3x in taxes.
One-page PDF with your inputs, the verdict, and Nate's contact card — sized for email.
Common Questions
When do write-offs actually save you money on a mortgage?
How do alt-doc rates compare to conventional?
Nate answers in 90 seconds ↑
Talk to Nate
Free review. No credit pull. Same-day callback.