Free Mortgage Tools Built for Complex Borrowers

Run the numbers before you talk to anyone.

DSCR Calculator

See if your rental property cash flows enough to qualify for a DSCR loan.

For: Real estate investors

Calculate your qualifying amount with 0% down, no PMI, and student debt excluded.

For: Doctors, dentists, healthcare providers

See how much you'll save by converting your hard money loan to conventional financing.

For: Fix-and-flip investors, property rehabbers

See how your liquid assets can qualify you for a mortgage without traditional income.

For: Retirees, high-net-worth borrowers

Find out if your business write-offs are costing you more than a rate bump on an alt-doc loan.

For: Self-employed borrowers

Bank mortgage rate discount vs the return gap from staying with their advisor. Run the real math.

For: Portfolio mortgage borrowers

See how much tax-free cash you could access from your home equity — no monthly payments required.

For: Homeowners 62 or older