Free Mortgage Tools Built for Complex Borrowers
Run the numbers before you talk to anyone.
DSCR Calculator
See if your rental property cash flows enough to qualify for a DSCR loan.
For: Real estate investors
Use Free Tool →Physician Mortgage Calculator
Calculate your qualifying amount with 0% down, no PMI, and student debt excluded.
For: Doctors, dentists, healthcare providers
Use Free Tool →Hard Money Refi Calculator
See how much you'll save by converting your hard money loan to conventional financing.
For: Fix-and-flip investors, property rehabbers
Use Free Tool →Asset Utilization Calculator
See how your liquid assets can qualify you for a mortgage without traditional income.
For: Retirees, high-net-worth borrowers
Use Free Tool →Write-Off vs Rate Calculator
Find out if your business write-offs are costing you more than a rate bump on an alt-doc loan.
For: Self-employed borrowers
Use Free Tool →Asset Transfer Calculator
Should you move your portfolio to get a bank rate discount? Run the real math.
For: Portfolio mortgage borrowers
Use Free Tool →NAF Pathway HOME Flyer Generator
Generate a custom listing flyer for the NAF Pathway HOME Program.
For: Real estate agents, loan officers
Use Free Tool →