Nate Jones
Loan Officer · NMLS #304056
New American Funding
The Right Loan for Your Situation. Not Just the Lowest Rate.
Self-employed, investor, physician, or complex — Nate closes loans other lenders won't touch.
In loans closed
Years in the industry
States licensed
Families helped
NMLS #304056 · New American Funding · Equal Housing Lender
Nate Jones · 2 min · Watch before you apply
Hi, I'm Nate. Let Me Find Your Loan.
Hi, I'm Nate. Let Me Find Your Loan.
Most loan officers follow a script.
Nate finds the loan that actually fits your life.
Talk to Nate Free →Find the Right Loan for Your Situation
Tell us what describes you best.
I'm a Physician or Healthcare Provider
0% down, no PMI, student debt excluded
Learn More →I'm a Real Estate Investor
Qualify on property cash flow, not income
Learn More →I'm Self-Employed or Write Off a Lot
Alt-doc loans based on bank statements
Learn More →I Have a Hard Money Loan to Refinance
Convert to long-term conventional financing
Learn More →How It Works
Tell Us Your Situation
Answer a few quick questions about your loan goal. Takes 2 minutes.
Get Your Free Review
Nate personally reviews your options and calls you — no credit pull, no obligation.
Close With Confidence
Nate handles everything from application to closing. Most loans close in 15-30 days.
Your Questions. Answered by Nate.
What is a DSCR loan and who qualifies?
Nate answers in 90 seconds
Can residents get a physician mortgage?
Nate answers in 90 seconds
How do self-employed borrowers qualify?
Nate answers in 90 seconds
What's the difference between hard money and conventional?
Nate answers in 90 seconds
Real Borrowers. Real Results.
[PLACEHOLDER] Closed my physician mortgage in 18 days as a resident. Zero down, zero drama.
Dr. [First Name]
[Specialty], [City]
[PLACEHOLDER] Nate found a DSCR loan when 3 other lenders said no. Deal closed in 21 days.
[First Name]
Real Estate Investor, [City]
[PLACEHOLDER] Self-employed for 6 years. Nate got me approved using bank statements when nobody else would.
[First Name]
[City]
[PLACEHOLDER] 4.9/5 stars · [X] reviews on Google
Free Tools Built for Complex Borrowers
DSCR Calculator
See if your rental property cash flows enough to qualify.
Use Free Tool →Physician Mortgage Calculator
Calculate your qualifying amount with student debt excluded.
Use Free Tool →Write-Off vs Rate Calculator
Find out if your write-offs are costing you more than a rate bump.
Use Free Tool →
Nate Closes the Loans Other LOs Pass On
Nate specializes in the borrowers other lenders turn away — complex income, DSCR deals, physician mortgages, and hard money refinances.
With 23+ years in the mortgage industry and over $2B in loans closed, Nate has seen every scenario and found a path to closing.
Licensed in 48 states through New American Funding, Nate can help borrowers nationwide.
NMLS #304056 · New American Funding
Ready to See What You Qualify For?
Free review. No credit pull. Nate responds same day.